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INTRODUCTION

Welcome to the Acquiring API! You can use our API to access Acquiring API endpoints, which can get information on various cats, kittens, and breeds in our database.

We have language bindings in Shell, Ruby, Python, and JavaScript! You can view code examples in the dark area to the right, and you can switch the programming language of the examples with the tabs in the top right.

CREDIT CARD PROCESSING

SERVER TO SERVER

SERVER TO SERVER

<?php
$request['sid']="27";
$rcode ="xxxxxxxx";
$request['card_type'] = 'visa';
$request['email'] = 'abc@xyz.com';
$request['tx_action'] ='PAYMENT';
$request['card_no'] = '4111111111111111'; // or the ref no account authorize transaction eg. 58-9-2036956
$request['card_ccv'] = '123';
$request['card_exp_month'] = '11';
$request['card_exp_year'] = '2022';
$request['card_name'] = 'test';
$request['firstname'] = 'ALan';
$request['lastname'] = 'Lai';
$request['phone'] = '123445666';
$request['email'] = 'abc@xyz.com';
$request['address'] = 'xxx';
$request['suburb_city'] = 'xxx';
$request['state'] = 'xxx';
$request['postcode'] = 'xxx';
$request['country'] = 'MY';
$request['timestamp'] = '0123456789';
$request['currency'] = 'USD';
$request['tid'] = '1234567892';
$request['amount_shipping'] ='0.00';
$request['amount_coupon'] ='0.00';
$request['postback_url'] ="http:// testpostbackreturn.php";
$request['amount_tax'] ='0.00';
$request['item_quantity[]']= '1';
$request['item_name[]'] = 'NA';
$request['item_no[]'] = 'NA';
$request['item_description[]'] = 'NA';
$request['item_amount_unit[]'] ='10.00';
$item_quantity = $request['item_quantity[]'];
$item_amount_unit = $request['item_amount_unit[]'];
$amounttotal = $item_quantity * $item_amount_unit;
$amounttotal = $amounttotal + $request[amount_tax] + $request[amount_shipping] -$request[amount_coupon];
$amounttotal='10.00';
$request[hash] = md5($request['sid']. $request[timestamp] . $amounttotal . $request[currency] . $rcode);
if(!$curl = curl_init('http://office.paywiser.com/api/v1/index.php/27/singletx')) echo "cURL initialization failure:
"
.curl_error($curl);
curl_setopt($curl, CURLOPT_POST, 1);
curl_setopt($curl, CURLOPT_POSTFIELDS, http_build_query($request)); curl_setopt($curl, CURLOPT_FOLLOWLOCATION, 0);
curl_setopt($curl, CURLOPT_RETURNTRANSFER, 1);
if ( !$response = curl_exec($curl))
echo "cURL execution failure: ".curl_error($curl);

curl_close ($curl);
echo "Response: "; echo "
<pre>"
; print_r($response); echo "</pre>";

Non 3D Asynchronous Response Sample:

{
"sid":"27",
"status":"OK",
"parent_txid":"1234567",
"txid":"7654321",
"tx_acti on":"PAYMENT",
"amount":"10.00",
"currency":"USD",
"tid":"1234567892",
"ref1":" ",
"ref2":"",
"ref3":"",
"ref4":"",
"comment":"\"Payment Success\"",
"descriptor":"AcqraS2S USD",
"rebillkey":"",
"settlementamount":"10.00",
"settlementcurrency":"USD",
" paymentinfo":""
}

3D Asynchronous Response Sample :

{
"sid":"xx",
"status":"REQ",
"parent_txid":"1619750629xxxxx",
"txid":"16197506 369xxxx",
"tx_action":"PAYMENT",
"amount":"1.00",
"currency":"USD",
"tid":"",
"ref1":"{\"webUrl\":\"https:\\\/\\\/oats.allinpay.com\\\/payh5\\\/cnp_pay\\\/ directCashier?accessCode=xxxxx&mchtId=852999956xxxxx&accessOrderId=21043010 4353xxxxxx&language=en\"}",
"ref2":"",
"ref3":"",
"ref4":"",
"comment":"",
"descriptor":"PF_VISA_USD_NEW",
"rebillkey":"",
"error":{
"type":"WAIT3D",
"sys":"",
"msg":"Awaiting 3DSecure",
"info":"{\"webUrl\":\"https:\\\/\\\/oats.allinpay.com\\\/payh5\\\\ /cnp_pay\\\/directCashier?accessCode=85200061&mchtId=852999956610024&access OrderId=2104301043530790477&language=en\"}",
"code":""
},
"settlementamount":"0.00",
"settlementcurrency":"USD",
"paymentinfo":""
}

To process a transaction using txprocess, send parameters with HTTP/ HTTPS POST (query string format) to https://office.paywiser.com/api/v1/index.php/{sid}/singletx

NOTE: Only applicable for PCI/DSS certified server

Payment Flow Diagram

paywiser acquiring flow server

HTTP Request

POST https://office.paywiser.com/api/v1/index.php/{sid}/singletx

Query Parameters

Parameter Required Description
sid Yes Site id (unique identifier for the web site)
tid No Tracking id (must be unique for each transaction)
postback_url Yes The URL of the page used to recieve the TxHandler postback. The response can be read from $_POST array.
redirect_url No Only required for 3D flow
hash Yes md5 hash of strings concatenation from sid + timestamp + amounttotal + currency + rcode e.g. (in PHP): md5(‘22’.‘1234568995265421’.‘17.00’.‘CNY’.‘222b6c’) REMARK : amounttotal = (item_amount_unit * item_quantity ) + amount_shipping + amount_tax – amount_coupon
timestamp Yes Format : hhmmss
card_type Yes • amex , • visa , • mastercard , • jcb , • upicard , • allcard (use this one for server to server integration)
card_no Yes Credit card number, In case of double acquiring payment it will be the transaction reference from the authorize transaction and no need for the rest card info.
cart_exp_year condition 4-digityear expiration of the credit card.(e.g. 2020)
card_exp_month condition 2-digitmonth expiration of the credit card. (eg. 05 – May)
card_ccv condition CVV/CVC2 credit card verification code
firstname Yes Frist name of the customer
lastname Yes Last name of the customer
phone Yes 10 to 14 numeric digits
mobile No Mobile number
address Yes Customer address
suburb_city Yes Customer suburb or city
state Yes Customer state, 2 digit code for US/Canada
postcode Yes Customer postcode/zipcode
country Yes Customer country, ISO 3166 2 digit code
uip Yes Customer’s IPaddress.
currency Yes Transaction currency[currency in which the gateway is setup], ISO 3 letter code ie : USD
amount_shipping Yes Transaction shipping amount. 0.00 if nothing
amount_coupon Yes Coupon amount. 0.00 if nothing
amount_tax Yes Transaction shipping amount. 0.00 if nothing
item_quantity[] Yes Quantity of each cart item
item_name[] Yes Article names for each cart item
item_no[] Yes Article numbers for each cart item
item_desc[] Yes Descriptions for each cart item
item_amount_unit[] Yes Price per unit for each cart item in two decimal place
ref1 No Merchant reference field
ref2 No Merchant reference field
ref3 No Merchant reference field
ref4 No Merchant reference field
tx_action No Value : “PAYMENT”

Instant Response

Parameter DataType Description
sid String Has the sid where transaction was processed
status String OK – successful , EXC – failed , REQ – pending for 3D authentication. Only for 3D channel
parrent_txid String Parent transaction id
txid String The transaction ID
tx_action String Default Value - PAYMENT
amount String The amount processed.
currency String The currency in which the transaction was processed
comment String Description of the transaction
descriptor String Gateway descriptor name
error[type] String “WAIT3D” - Only for 3D channel
error[msg] String “Awaiting 3DSecure” - Only for 3D channel
error[info][webUrl] String 3Ds url – please redirect user to the url given for the 3Ds authentication. Only for 3D channel

Postback Response

Parameter DataType Description
sid String Has the sid where transaction was processed
status String Has the value “OK” for a successful transaction, or “EXC” for a failed transaction.
parrent_txid String Parent transaction id
txid String The transaction ID
tx_action String Tx_action = PAYMENT
amount String The amount processed.
currency String The currency in which the transaction was processed
comment String Response from the gateway
descriptor String Gateway descriptor name
tid String From the original transaction
error String If an error has occurred, then the status value will equal “EXC” and these parameters will be sent as well. Detailed error will be present only if we receive it from the processing gateway.
error_type String “WAIT3D” - Only for 3D channel
error_msg String The error message
error_sys String The system that caused the error (client or server)
error_info String Error information that contains the bank message and bank code
error_code String error_code
vrfy String This is a sha 256 hash so the data can be verified to ensure your post back data was not modified. To generate hash with sha256 the string of sid;rcode;txid;status;amount;currency;txaction

REDIRECT SOLUTION

REDIRECT SOLUTION

<form action="https://office.paywiser.com/secure/txHandler.php" method="post"> sid: <input type="text" name="sid"
value="">
<BR> postback_url: <input type="text" name="postback_url" value=""><BR> redirect_url: <input
type="text" name="redirect_url" value="">
<BR> timestamp: <input type="text" name="timestamp" value=""><BR> hash:
<input type="text" name="hash" value=""><BR> firstname: <input type="text" name="firstname" value=""><BR> lastname:
<input type="text" name="lastname" value=""><BR> phone: <input type="text" name="phone" value=""><BR> email: <input
type="text" name="email" value="">
<BR> address: <input type="text" name="address" value=""><BR> suburb_city:
<input type="text" name="suburb_city" value=""><BR> state:
<input type="text" name="state" value=""><BR> postcode: <input type="text" name="postcode" value=""><BR> country:
<input type="text" name="country" value=""><BR> currency_code: <input type="text" name="currency" value=""><BR>
amount_shipping: <input type="text" name="amount_shipping" value="0.00"><BR> amount_tax: <input type="text"
name="amount_tax" value="0.00">
<BR> amount_coupon: <input type="text" name="amount_coupon" value="0.00"><BR>
card_type: <input type="text" name="card_type" value="allcard"><BR> ref1: <input type="text" name="ref1"
value="">
<BR> ref2: <input type="text" name="ref2" value=""><BR> ref3: <input type="text" name="ref3"
value="">
<BR> ref4: <input type="text" name="ref4" value=""><BR>
<table>
<tr>
<td> item_quantity: <input type="text" name="item_quantity[]" value=""> item_name: <input type="text"
name="item_name[]" value="">
item_no: <input type="text" name="item_no[]" value=""> item_desc:
<input type="text" name="item_desc[]" value=""> item_amount_unit: <input type="text"
name="item_amount_unit[]" value="0.00">
</td>
</tr>
</table>
<input type="submit" value="Submit">
</form>

To process a transaction using TxHandler, post a form via HTTP POST to https://office.paywiser.com/secure/txHandler.php. During the transaction, the user will be redirected to make payment and then send back to a user defined location and the result of the transaction can be received as postback to a user defined script/page

Payment Flow Diagram

paywiser acquiring flow redirect

HTTP Request

POST https://office.paywiser.com/secure/txHandler.php

Query Parameters

Parameter Required Description
sid Yes Site id (unique identifier for the web site)
tid No Tracking id (must be unique for each transaction)
postback_url Yes The URL of the page used to recieve the TxHandler postback. The response can be read from $_POST array.
redirect_url No The URL of the page TxHandler will redirect to after processing. The response can be read as GET parameters.
hash Yes md5 hash of strings concatenation from sid + timestamp + amounttotal + currency + rcode e.g. (in PHP): md5(‘22’.‘1234568995265421’.‘17.00’.‘CNY’.‘222b6c’) REMARK : amounttotal = (item_amount_unit * item_quantity ) + amount_shipping + amount_tax - amount_coupon
timestamp Yes Format : hhmmss
card_type Yes allcard
firstname Yes Frist name of the customer
lastname Yes Last name of the customer
phone Yes 10 to 14 numeric digits
email Yes Mobile number
mobile No Mobile number
address Yes Customer address
suburb_city Yes Customer suburb or city
state Yes Customer state, 2 digit code for US/Canada
postcode Yes Customer postcode/zipcode
country Yes Customer country, ISO 3166 2 digit code
currency Yes Transaction currency[currency in which the gateway is setup], ISO 3 letter code ie : USD
amount_shipping Yes Transaction shipping amount. 0.00 if nothing
amount_coupon Yes Coupon amount. 0.00 if nothing
amount_tax Yes Transaction shipping amount. 0.00 if nothing
item_quantity[] Yes Quantity of each cart item
item_name[] Yes Article names for each cart item
item_no[] Yes Article numbers for each cart item
item_desc[] Yes Descriptions for each cart item
item_amount_unit[] Yes Price per unit for each cart item in two decimal place
ref1 No Merchant reference field
ref2 No Merchant reference field
ref3 No Merchant reference field
ref4 No Merchant reference field
tx_action No Ie : PAYMENT / PREAUTH

Response

Parameter DataType Description
sid String Has the sid where transaction was processed
status String Has the value “OK” for a successful transaction, or “EXC” for a failed transaction.
parrent_txid String Parent transaction id
txid String The transaction ID
tx_action String The state change txaction, e.g. “PREAUTH” or “SETTLEMENT”
amount String The amount processed.
currency String The currency in which the transaction was processed
comment String Response from the gateway
descriptor String Gateway descriptor name
tid String From the original transaction
ref1 String From the original transaction
ref2 String From the original transaction
ref3 String From the original transaction
ref4 String From the original transaction
vrfy String This is a sha 256 hash so the data can be verified to ensure your post back data was not modified. To generate hash with sha256 the string of sid;rcode;txid;status;amount;currency;txaction
error String If an error has occurred, then the status value will equal “EXC” and these parameters will be sent as well. Detailed error will be present only if we receive it from the processing gateway.
error_type String error_type
error_sys String The system that caused the error (client or server)
error_msg String The error message
error_info String Error information that contains the bank message and bank code
error_code String error_code

CHINA CARD TO CARD

CHINA CARD TO CARD:

<form action="https://office.paywiser.com/secure/txHandler.php" method="post"> sid: <input type="text" name="sid"
value="">
<BR> postback_url: <input type="text" name="postback_url" value=""><BR> timestamp: <input type="text"
name="timestamp" value="">
<BR> hash: <input type="text" name="hash" value=""><BR> firstname: <input type="text"
name="firstname" value="">
<BR> lastname:
<input type="text" name="lastname" value=""><BR> phone: <input type="text" name="phone" value=""><BR> email: <input
type="text" name="email" value="">
<BR> address: <input type="text" name="address" value=""><BR> suburb_city:
<input type="text" name="suburb_city" value=""><BR> state: <input type="text" name="state" value=""><BR> postcode:
<input type="text" name="postcode" value=""><BR> country: <input type="text" name="country" value=""><BR>
currency_code: <input type="text" name="currency" value=""><BR> amount_shipping: <input type="text"
name="amount_shipping" value="0.00">
<BR> amount_tax: <input type="text" name="amount_tax" value="0.00"><BR>
amount_coupon: <input type="text" name="amount_coupon" value="0.00"><BR> card_type: <input type="text"
name="card_type" value="cupbank">
<BR> card_no: <input type="text" name="card_no" value="0123456789"><BR> ref1:
<input type="text" name="ref1" value=""><BR> ref2: <input type="text" name="ref2" value=""><BR> ref3: <input
type="text" name="ref3" value="">
<BR> ref4: <input type="text" name="ref4" value=""><BR>
<table>
<tr>
<td> item_quantity: <input type="text" name="item_quantity[]" value=""> item_name: <input type="text"
name="item_name[]" value="">
item_no: <input type="text" name="item_no[]" value=""> item_desc:
<input type="text" name="item_desc[]" value=""> item_amount_unit: <input type="text"
name="item_amount_unit[]" value="0.00">
</td>
</tr>
</table>
<input type="hidden" name="tx_action" value="PREAUTH"> <input type="submit" value="Submit">
</form>

To process a transaction using TxHandler, post a form via HTTP POST to https://office.paywiser.com/secure/txHandler.php. During the transaction, the user will be redirected to bank account details page to make payment and the result of the transaction can be received as postback to a user defined script/page

HTTP Request

POST https://office.paywiser.com/secure/txHandler.php

Query Parameters

Parameter Required Description
sid Yes Site id (unique identifier for the web site)
tid No Tracking id (must be unique for each transaction)
postback_url Yes The URL of the page used to recieve the TxHandler postback. The response can be read from $_POST array.
redirect_url Yes The URL of the page TxHandler will redirect to after processing. The response can be read as GET parameters.
hash Yes md5 hash of strings concatenation from sid + timestamp + amounttotal + currency + rcode e.g. (in PHP): md5(‘22’.‘1234568995265421’.‘17.00’ ‘CNY’.‘222b6c’) REMARK : amounttotal = (item_amount_unit * item_quantity ) + amount_shipping + amount_tax – amount_coupon
timestamp Yes Format : hhmmss
card_type Yes Default value : onlinepay
account_no Yes UnionPay Account number
firstname Yes Frist name of the customer
lastname Yes Last name of the customer
phone Yes 10 to 14 numeric digits
email Yes Mobile number
mobile No Mobile number
address Yes Customer address
suburb_city Yes Customer suburb or city
state Yes Customer state, 2 digit code for US/Canada
postcode Yes Customer postcode/zipcode
country Yes Customer country, ISO 3166 2 digit code
currency Yes Transaction currency[currency in which the gateway is setup], ISO 3 letter code Ie: CNY
amount_shipping Yes Transaction shipping amount. 0.00 if nothing
amount_coupon Yes Coupon amount. 0.00 if nothing
amount_tax Yes Transaction shipping amount. 0.00 if nothing
item_quantity[] Yes An array with the quantity of each cart item
item_name[] Yes An array of article names for each cart item
item_no[] Yes An array of article numbers for each cart item
item_desc[] Yes An array with descriptions for each cart item
item_amount_unit[] Yes An array that defines the price per unit for each cart item in two decimal place
ref1 No Merchant reference field
ref2 No Merchant reference field
ref3 No Merchant reference field
ref4 No Merchant reference field
tx_action Yes PREAUTH

Response

Parameter DataType Description
sid String Has the sid where transaction was processed
status String Has the value “OK” for a successful transaction, or “EXC” for a failed transaction.
parrent_txid String Parent transaction id
txid String The transaction ID
tx_action String The state change txaction, e.g. “PREAUTH” or “SETTLEMENT”
amount String The amount processed.
currency String The currency in which the transaction was processed
comment String Response from the gateway
descriptor String Gateway descriptor name
tid String From the original transaction
ref1 String From the original transaction
ref2 String From the original transaction
ref3 String From the original transaction
ref4 String From the original transaction
vrfy String This is a sha 256 hash so the data can be verified to ensure your post back data was not modified. To generate hash with sha256 the string of sid;rcode;txid;status;amount;currency;txaction
error String If an error has occurred, then the status value will equal “EXC” and these parameters will be sent as well. Detailed error will be present only if we receive it from the processing gateway.
error_type String error_type
error_sys String The system that caused the error (client or server)
error_msg String The error message
error_info String Error information that contains the bank message and bank code
error_code String error_code

CHINA BANK TRANSFER

CHINA BANK TRANSFER:

<form action="https://office.paywiser.com/secure/txHandler.php" method="post"> sid: <input type="text" name="sid"
value="">
<BR> postback_url: <input type="text" name="postback_url" value=""><BR> timestamp: <input type="text"
name="timestamp" value="">
<BR> hash: <input type="text" name="hash" value=""><BR> firstname: <input type="text"
name="firstname" value="">
<BR> lastname:
<input type="text" name="lastname" value=""><BR> phone: <input type="text" name="phone" value=""><BR> email: <input
type="text" name="email" value="">
<BR> address: <input type="text" name="address" value=""><BR> suburb_city:
<input type="text" name="suburb_city" value=""><BR> state: <input type="text" name="state" value=""><BR> postcode:
<input type="text" name="postcode" value=""><BR> country: <input type="text" name="country" value=""><BR>
currency_code: <input type="text" name="currency" value=""><BR>bank_name: <input type="text" name="bank_name"
value="ICBC">

<BR> amount_shipping: <input type="text" name="amount_shipping" value="0.00"><BR> amount_tax: <input type="text"
name="amount_tax" value="0.00">
<BR> amount_coupon: <input type="text" name="amount_coupon" value="0.00"><BR>
card_type: <input type="text" name="card_type" value="banktransfer"><BR> card_no: <input type="text" name="card_no"
value="0123456789">
<BR> ref1: <input type="text" name="ref1" value=""><BR> ref2: <input type="text" name="ref2"
value="">
<BR> ref3: <input type="text" name="ref3" value=""><BR> ref4: <input type="text" name="ref4"
value="">
<BR>
<table>
<tr>
<td> item_quantity: <input type="text" name="item_quantity[]" value=""> item_name: <input type="text"
name="item_name[]" value="">
item_no: <input type="text" name="item_no[]" value=""> item_desc:
<input type="text" name="item_desc[]" value=""> item_amount_unit: <input type="text"
name="item_amount_unit[]" value="0.00">
</td>
</tr>
</table>
<input type="hidden" name="tx_action" value="PREAUTH"> <input type="submit" value="Submit">
</form>

To process a transaction using TxHandler, post a form via HTTP POST to https://office.paywiser.com/secure/txHandler.php. During the transaction, the user will be redirected to bank account details page to make payment and the result of the transaction can be received as postback to a user defined script/page

HTTP Request

POST https://office.paywiser.com/secure/txHandler.php

Query Parameters

Parameter Required Description
sid Yes Site id (unique identifier for the web site)
tid No Tracking id (must be unique for each transaction)
postback_url Yes The URL of the page used to recieve the TxHandler postback. The response can be read from $_POST array.
redirect_url Yes The URL of the page TxHandler will redirect to after processing. The response can be read as GET parameters.
hash Yes md5 hash of strings concatenation from sid + timestamp + amounttotal + currency + rcode e.g. (in PHP): md5(‘22’.‘1234568995265421’.‘17.00’ ‘CNY’.‘222b6c’) REMARK : amounttotal = (item_amount_unit * item_quantity ) + amount_shipping + amount_tax – amount_coupon
timestamp Yes Format : hhmmss
card_type Yes Default value : banktransfer
account_no Yes UnionPay Account number
firstname Yes Frist name of the customer
lastname Yes Last name of the customer
phone Yes 10 to 14 numeric digits
email Yes Mobile number
mobile No Mobile number
address Yes Customer address
suburb_city Yes Customer suburb or city
state Yes Customer state, 2 digit code for US/Canada
postcode Yes Customer postcode/zipcode
country Yes Customer country, ISO 3166 2 digit code
currency Yes Transaction currency[currency in which the gateway is setup], ISO 3 letter code Ie: CNY
amount_shipping Yes Transaction shipping amount. 0.00 if nothing
amount_coupon Yes Coupon amount. 0.00 if nothing
amount_tax Yes Transaction shipping amount. 0.00 if nothing
item_quantity[] Yes An array with the quantity of each cart item
item_name[] Yes An array of article names for each cart item
item_no[] Yes An array of article numbers for each cart item
item_desc[] Yes An array with descriptions for each cart item
item_amount_unit[] Yes An array that defines the price per unit for each cart item in two decimal place
ref1 No Merchant reference field
ref2 No Merchant reference field
ref3 No Merchant reference field
ref4 No Merchant reference field
tx_action Yes PREAUTH
bank_name No Bank Code, refer Appendix B

Response

Parameter DataType Description
sid String Has the sid where transaction was processed
status String Has the value “OK” for a successful transaction, or “EXC” for a failed transaction.
parrent_txid String Parent transaction id
txid String The transaction ID
tx_action String The state change txaction, e.g. “PREAUTH” or “SETTLEMENT”
amount String The amount processed.
currency String The currency in which the transaction was processed
comment String Response from the gateway
descriptor String Gateway descriptor name
tid String From the original transaction
ref1 String From the original transaction
ref2 String From the original transaction
ref3 String From the original transaction
ref4 String From the original transaction
vrfy String This is a sha 256 hash so the data can be verified to ensure your post back data was not modified. To generate hash with sha256 the string of sid;rcode;txid;status;amount;currency;txaction
error String If an error has occurred, then the status value will equal “EXC” and these parameters will be sent as well. Detailed error will be present only if we receive it from the processing gateway.
error_type String error_type
error_sys String The system that caused the error (client or server)
error_msg String The error message
error_info String Error information that contains the bank message and bank code
error_code String error_code

JAPAN BANK TRANSFER

JAPAN BANK TRANSFER:

<form action="https://office.paywiser.com/secure/txHandler.php" method="post"> sid: <input type="text" name="sid"
value="">
<BR> postback_url: <input type="text" name="postback_url" value=""><BR> timestamp: <input type="text"
name="timestamp" value="">
<BR> hash: <input type="text" name="hash" value=""><BR> firstname: <input type="text"
name="firstname" value="">
<BR> lastname:
<input type="text" name="lastname" value=""><BR> phone: <input type="text" name="phone" value=""><BR> email: <input
type="text" name="email" value="">
<BR> address: <input type="text" name="address" value=""><BR> suburb_city:
<input type="text" name="suburb_city" value=""><BR> state: <input type="text" name="state" value=""><BR> postcode:
<input type="text" name="postcode" value=""><BR> country: <input type="text" name="country" value=""><BR>
currency_code: <input type="text" name="currency" value=""><BR> amount_shipping: <input type="text"
name="amount_shipping" value="0.00">
<BR> amount_tax: <input type="text" name="amount_tax" value="0.00"><BR>
amount_coupon: <input type="text" name="amount_coupon" value="0.00"><BR> card_type: <input type="text"
name="card_type" value="cupbank">
<BR> card_no: <input type="text" name="card_no" value="0123456789"><BR> ref1:
<input type="text" name="ref1" value=""><BR> ref2: <input type="text" name="ref2" value=""><BR> ref3: <input
type="text" name="ref3" value="">
<BR> ref4: <input type="text" name="ref4" value=""><BR>
<table>
<tr>
<td> item_quantity: <input type="text" name="item_quantity[]" value=""> item_name: <input type="text"
name="item_name[]" value="">
item_no: <input type="text" name="item_no[]" value=""> item_desc:
<input type="text" name="item_desc[]" value=""> item_amount_unit: <input type="text"
name="item_amount_unit[]" value="0.00">
</td>
</tr>
</table>
<input type="hidden" name="tx_action" value="PREAUTH"> <input type="submit" value="Submit">
</form>

To process a transaction using TxHandler, post a form via HTTP POST to https://office.paywiser.com/secure/txHandler.php. During the transaction, the user will be redirected to bank account details page to make payment and the result of the transaction can be received as postback to a user defined script/page

HTTP Request

POST https://office.paywiser.com/secure/txHandler.php

Query Parameters

Parameter Required Description
sid Yes Site id (unique identifier for the web site)
tid No Tracking id (must be unique for each transaction)
postback_url Yes The URL of the page used to recieve the TxHandler postback. The response can be read from $_POST array.
redirect_url Yes The URL of the page TxHandler will redirect to after processing. The response can be read as GET parameters.
hash Yes md5 hash of strings concatenation from sid + timestamp + amounttotal + currency + rcode e.g. (in PHP): md5(‘22’.‘1234568995265421’.‘17.00’ ‘CNY’.‘222b6c’) REMARK : amounttotal = (item_amount_unit * item_quantity ) + amount_shipping + amount_tax – amount_coupon
timestamp Yes Format : hhmmss
card_type Yes Default value : onlinepay
firstname Yes Frist name of the customer
lastname Yes Last name of the customer
phone Yes 10 to 14 numeric digits
email Yes Email
mobile No Mobile number
address Yes Customer address
suburb_city Yes Customer suburb or city
state Yes Customer state, 2 digit code for US/Canada
postcode Yes Customer postcode/zipcode
country Yes Customer country, ISO 3166 2 digit code
currency Yes Transaction currency[currency in which the gateway is setup], ISO 3 letter code Ie: JPY
amount_shipping Yes Transaction shipping amount. 0.00 if nothing
amount_coupon Yes Coupon amount. 0.00 if nothing
amount_tax Yes Transaction shipping amount. 0.00 if nothing
item_quantity[] Yes An array with the quantity of each cart item
item_name[] Yes An array of article names for each cart item
item_no[] Yes An array of article numbers for each cart item
item_desc[] Yes An array with descriptions for each cart item
item_amount_unit[] Yes An array that defines the price per unit for each cart item in two decimal place
ref1 No Merchant reference field
ref2 No Merchant reference field
ref3 No Merchant reference field
ref4 No Merchant reference field
tx_action Yes PREAUTH

Response

Parameter DataType Description
sid String Has the sid where transaction was processed
status String Has the value “OK” for a successful transaction, or “EXC” for a failed transaction.
parrent_txid String Parent transaction id
txid String The transaction ID
tx_action String The state change txaction, e.g. “PREAUTH” or “SETTLEMENT”
amount String The amount processed.
currency String The currency in which the transaction was processed
comment String Response from the gateway
descriptor String Gateway descriptor name
tid String From the original transaction
ref1 String From the original transaction
ref2 String From the original transaction
ref3 String From the original transaction
ref4 String From the original transaction
vrfy String This is a sha 256 hash so the data can be verified. To generate hash with sha256 the string of sid;rcode;txid;status;amount;currency tx_action
error String If an error has occurred, then the status value will equal “EXC” and these parameters will be sent as well. Detailed error will be present only if we receive it from the processing gateway.
error_type String error_type
error_sys String The system that caused the error (client or server)
error_msg String The error message
error_info String Error information that contains the bank message and bank code
error_code String error_code

THAI QR PAY

THAI QR PAY:

<form action="https://office.paywiser.com/secure/txHandler.php" method="post"> sid: <input type="text" name="sid"
value="">
<BR> postback_url: <input type="text" name="postback_url" value=""><BR> timestamp: <input type="text"
name="timestamp" value="">
<BR> hash: <input type="text" name="hash" value=""><BR> firstname: <input type="text"
name="firstname" value="">
<BR> lastname:
<input type="text" name="lastname" value=""><BR> phone: <input type="text" name="phone" value=""><BR> email: <input
type="text" name="email" value="">
<BR> address: <input type="text" name="address" value=""><BR> suburb_city:
<input type="text" name="suburb_city" value=""><BR> state: <input type="text" name="state" value=""><BR> postcode:
<input type="text" name="postcode" value=""><BR> country: <input type="text" name="country" value=""><BR>
currency_code: <input type="text" name="currency" value=""><BR> amount_shipping: <input type="text"
name="amount_shipping" value="0.00">
<BR> amount_tax: <input type="text" name="amount_tax" value="0.00"><BR>
amount_coupon: <input type="text" name="amount_coupon" value="0.00"><BR> card_type: <input type="text"
name="card_type" value="cupbank">
<BR> card_no: <input type="text" name="card_no" value="0123456789"><BR> ref1:
<input type="text" name="ref1" value=""><BR> ref2: <input type="text" name="ref2" value=""><BR> ref3: <input
type="text" name="ref3" value="">
<BR> ref4: <input type="text" name="ref4" value=""><BR>
<table>
<tr>
<td> item_quantity: <input type="text" name="item_quantity[]" value=""> item_name: <input type="text"
name="item_name[]" value="">
item_no: <input type="text" name="item_no[]" value=""> item_desc:
<input type="text" name="item_desc[]" value=""> item_amount_unit: <input type="text"
name="item_amount_unit[]" value="0.00">
</td>
</tr>
</table>
<input type="hidden" name="tx_action" value="PREAUTH"> <input type="submit" value="Submit">
</form>

To process a transaction using TxHandler, post a form via HTTP POST to https://office.paywiser.com/secure/txHandler.php. During the transaction, the user will be redirected to bank account details page to make payment and the result of the transaction can be received as postback to a user defined script/page

HTTP Request

POST https://office.paywiser.com/secure/txHandler.php

Query Parameters

Parameter Required Description
sid Yes Site id (unique identifier for the web site)
tid No Tracking id (must be unique for each transaction)
postback_url Yes The URL of the page used to recieve the TxHandler postback. The response can be read from $_POST array.
redirect_url Yes The URL of the page TxHandler will redirect to after processing. The response can be read as GET parameters.
hash Yes md5 hash of strings concatenation from sid + timestamp + amounttotal + currency + rcode e.g. (in PHP): md5(‘22’.‘1234568995265421’.‘17.00’ ‘CNY’.‘222b6c’) REMARK : amounttotal = (item_amount_unit * item_quantity ) + amount_shipping + amount_tax – amount_coupon
timestamp Yes Format : hhmmss
card_type Yes Default value : qrpay
firstname Yes Frist name of the customer
lastname Yes Last name of the customer
phone Yes 10 to 14 numeric digits
email Yes Email
mobile No Mobile number
address Yes Customer address
suburb_city Yes Customer suburb or city
state Yes Customer state, 2 digit code for US/Canada
postcode Yes Customer postcode/zipcode
country Yes Customer country, ISO 3166 2 digit code
currency Yes Transaction currency[currency in which the gateway is setup], ISO 3 letter code Ie: THB
amount_shipping Yes Transaction shipping amount. 0.00 if nothing
amount_coupon Yes Coupon amount. 0.00 if nothing
amount_tax Yes Transaction shipping amount. 0.00 if nothing
item_quantity[] Yes An array with the quantity of each cart item
item_name[] Yes An array of article names for each cart item
item_no[] Yes An array of article numbers for each cart item
item_desc[] Yes An array with descriptions for each cart item
item_amount_unit[] Yes An array that defines the price per unit for each cart item in two decimal place
ref1 No Merchant reference field
ref2 No Merchant reference field
ref3 No Merchant reference field
ref4 No Merchant reference field
tx_action Yes PREAUTH

Response

Parameter DataType Description
sid String Has the sid where transaction was processed
status String Has the value “OK” for a successful transaction, or “EXC” for a failed transaction.
parrent_txid String Parent transaction id
txid String The transaction ID
tx_action String The state change txaction, e.g. “PREAUTH” or “SETTLEMENT”
amount String The amount processed.
currency String The currency in which the transaction was processed
comment String Response from the gateway
descriptor String Gateway descriptor name
tid String From the original transaction
ref1 String From the original transaction
ref2 String From the original transaction
ref3 String From the original transaction
ref4 String From the original transaction
vrfy String This is a sha 256 hash so the data can be verified. To generate hash with sha256 the string of sid;rcode;txid;status;amount;currency;tx_action
error String If an error has occurred, then the status value will equal “EXC” and these parameters will be sent as well. Detailed error will be present only if we receive it from the processing gateway.
error_type String error_type
error_sys String The system that caused the error (client or server)
error_msg String The error message
error_info String Error information that contains the bank message and bank code
error_code String error_code

ATM SOLUTION (TAIWAN BANK)

ATM SOLUTION (TAIWAN BANK):

<form action="https://office.paywiser.com/secure/txHandler.php" method="post"> txaction: <input type="text"
name="tx_action" value="PREAUTH">
<BR> sid: <input type="text" name="sid" value=""><BR> postback_url: <input
type="text" name="postback_url" value="">
<BR> timestamp: <input type="text" name="timestamp" value=""><BR> hash:
<input type="text" name="hash" value=""><BR> firstname: <input type="text" name="firstname" value=""><BR> lastname:
<input type="text" name="lastname" value=""><BR> phone: <input type="text" name="phone" value=""><BR> email: <input
type="text" name="email" value="">
<BR> address: <input type="text" name="address" value=""><BR> suburb_city:
<input type="text" name="suburb_city" value=""><BR> state: <input type="text" name="state" value=""><BR> postcode:
<input type="text" name="postcode" value=""><BR> country: <input type="text" name="country" value=""><BR>
currency_code: <input type="text" name="currency" value=""><BR> amount_shipping: <input type="text"
name="amount_shipping" value="0.00">
<BR> amount_tax: <input type="text" name="amount_tax" value="0.00"><BR>
amount_coupon: <input type="text" name="amount_coupon" value="0.00"><BR> card_type: <input type="text"
name="card_type" value="ATM">
<BR> ref1: <input type="text" name="ref1" value=""><BR> ref2: <input type="text"
name="ref2" value="">
<BR> ref3: <input type="text" name="ref3" value=""><BR> ref4: <input type="text"
name="ref4" value="">
<BR>
<table>
<tr>
<td> item_quantity: <input type="text" name="item_quantity[]" value=""> item_name: <input type="text"
name="item_name[]" value="">
item_no: <input type="text" name="item_no[]" value=""> item_desc:
<input type="text" name="item_desc[]" value=""> item_amount_unit: <input type="text"
name="item_amount_unit[]" value="0.00">
</td>
</tr>
</table>
<input type="submit" value="Submit">
</form>

To process a transaction using TxHandler, post a form via HTTP POST to https://office.paywiser.com/secure/txHandler.php. During the transaction, the user will be redirected to make payment and then send back to a user defined location and the result of the transaction can be received as postback to a user defined script/page

Payment Flow Diagram

paywiser acquiring flow ATM

HTTP Request

POST https://office.paywiser.com/secure/txHandler.php

Query Parameters

Parameter Required Description
sid Yes Site id (unique identifier for the web site)
tid No Tracking id (must be unique for each transaction)
postback_url Yes The URL of the page used to recieve the TxHandler postback. The response can be read from $_POST array.
redirect_url Yes The URL of the page TxHandler will redirect to after processing. The response can be read as GET parameters.
hash Yes md5 hash of strings concatenation from sid + timestamp + amounttotal + currency + rcode e.g. (in PHP): md5(‘22’.‘1234568995265421’.‘17.00’ ‘CNY’.‘222b6c’) REMARK : amounttotal = (item_amount_unit * item_quantity ) + amount_shipping + amount_tax – amount_coupon
timestamp Yes ie: 1234568995265421
card_type Yes ATM
firstname Yes Frist name of the customer
lastname Yes Last name of the customer
phone Yes 10 to 14 numeric digits
email Yes Email
mobile No Mobile number
address Yes Customer address
suburb_city Yes Customer suburb or city
state Yes Customer state, 2 digit code for US/Canada
postcode Yes Customer postcode/zipcode
country Yes Customer country, ISO 3166 2 digit code
currency Yes Transaction currency[currency in which the gateway is setup], ISO 3 letter code
amount_shipping Yes Transaction shipping amount. 0.00 if nothing
amount_coupon Yes Coupon amount. 0.00 if nothing
amount_tax Yes Transaction shipping amount. 0.00 if nothing
item_quantity[] Yes An array with the quantity of each cart item
item_name[] Yes An array of article names for each cart item
item_no[] Yes An array of article numbers for each cart item
item_desc[] Yes An array with descriptions for each cart item
item_amount_unit[] Yes An array that defines the price per unit for each cart item in two decimal place
ref1 No Merchant reference field
ref2 No Merchant reference field
ref3 No Merchant reference field
ref4 No Merchant reference field
tx_action Yes PREAUTH

Response

Parameter DataType Description
sid String Has the sid where transaction was processed
status String Has the value “OK” for a successful transaction, or “EXC” for a failed transaction.
parrent_txid String Parent transaction id
txid String The transaction ID
tx_action String The state change txaction, e.g. “PREAUTH” or “SETTLEMENT”
amount String The amount processed.
currency String The currency in which the transaction was processed
comment String Response from the gateway
descriptor String Gateway descriptor name
tid String From the original transaction
ref1 String From the original transaction
ref2 String From the original transaction
ref3 String From the original transaction
ref4 String From the original transaction
vrfy String This is a sha 256 hash so the data can be verified. To generate hash with sha256 the string of sid;rcode;txid;status;amount;currency;tx_action
error String If an error has occurred, then the status value will equal “EXC” and these parameters will be sent as well. Detailed error will be present only if we receive it from the processing gateway.
error_type String error_type
error_sys String The system that caused the error (client or server)
error_msg String The error message
error_info String Error information that contains the bank message and bank code
error_code String error_code

E-WALLET

E-WALLET:

<form action="https://office.paywiser.com/secure/txHandler.php" method="post"> txaction: <input type="text"
name="tx_action" value="PREAUTH">

sid: <input type="text" name="sid" value="">
postback_url: <input type="text" name="postback_url" value="">
timestamp: <input type="text" name="timestamp" value=""> hash: <input type="text" name="hash" value="">
firstname: <input type="text" name="firstname" value=""> lastname: <input type="text" name="lastname" value="">
phone: <input type="text" name="phone" value="">
email: <input type="text" name="email" value="">
address: <input type="text" name="address" value="">
suburb_city: <input type="text" name="suburb_city" value="">
state: <input type="text" name="state" value="">
postcode: <input type="text" name="postcode" value="">
country: <input type="text" name="country" value="">
currency_code: <input type="text" name="currency" value=""> amount_shipping: <input type="text"
name="amount_shipping" value="0.00">
amount_tax: <input type="text" name="amount_tax" value="0.00">
amount_coupon: <input type="text" name="amount_coupon" value="0.00"> card_type: <input type="text" name="card_type"
value="wallet">

ref1: <input type="text" name="ref1" value="">
ref2: <input type="text" name="ref2" value="">
ref3: <input type="text" name="ref3" value="">
ref4: <input type="text" name="ref4" value="">
<table>
<tr>
<td> item_quantity: <input type="text" name="item_quantity[]" value=""> item_name: <input type="text"
name="item_name[]" value="">
item_no: <input type="text" name="item_no[]" value=""> item_desc:
<input type="text" name="item_desc[]" value=""> item_amount_unit: <input type="text"
name="item_amount_unit[]" value="0.00">
</td>
</tr>
</table>
<input type="submit" value="Submit">
</form>

To process a transaction using TxHandler, post a form via HTTP POST to https://office.paywiser.com/secure/txHandler.php. During the transaction, the user will be redirected to make payment and then send back to a user defined location and the result of the transaction can be received as postback to a user defined script/page

Payment Flow Diagram

paywiser acquiring flow e-wallet

HTTP Request

POST https://office.paywiser.com/secure/txHandler.php

Query Parameters

Parameter Required Description
sid Yes Site id (unique identifier for the web site)
tid No Tracking id (must be unique for each transaction)
postback_url Yes The URL of the page used to recieve the TxHandler postback. The response can be read from $_POST array.
redirect_url Yes The URL of the page TxHandler will redirect to after processing. The response can be read as GET parameters.
hash Yes md5 hash of strings concatenation from sid + timestamp + amounttotal + currency + rcode e.g. (in PHP): md5(‘22’.‘1234568995265421’.‘17.00’ ‘CNY’.‘222b6c’) REMARK : amounttotal = (item_amount_unit * item_quantity ) + amount_shipping + amount_tax – amount_coupon
timestamp Yes ie: 1234568995265421
card_type Yes wallet
firstname Yes Frist name of the customer
lastname Yes Last name of the customer
phone Yes 10 to 14 numeric digits
email Yes Email
mobile No Mobile number
address Yes Customer address
suburb_city Yes Customer suburb or city
state Yes Customer state, 2 digit code for US/Canada
postcode Yes Customer postcode/zipcode
country Yes Customer country, ISO 3166 2 digit code
currency Yes Transaction currency[currency in which the gateway is setup], ISO 3 letter code
amount_shipping Yes Transaction shipping amount. 0.00 if nothing
amount_coupon Yes Coupon amount. 0.00 if nothing
amount_tax Yes Transaction shipping amount. 0.00 if nothing
item_quantity[] Yes An array with the quantity of each cart item
item_name[] Yes An array of article names for each cart item
item_no[] Yes An array of article numbers for each cart item
item_desc[] Yes An array with descriptions for each cart item
item_amount_unit[] Yes An array that defines the price per unit for each cart item in two decimal place
ref1 No Merchant reference field
ref2 No Merchant reference field
ref3 No Merchant reference field
ref4 No Merchant reference field
tx_action Yes PREAUTH

Response

Parameter DataType Description
sid String Has the sid where transaction was processed
status String Has the value “OK” for a successful transaction, or “EXC” for a failed transaction.
parrent_txid String Parent transaction id
txid String The transaction ID
tx_action String The state change txaction, e.g. “PREAUTH” or “SETTLEMENT”
amount String The amount processed.
currency String The currency in which the transaction was processed
comment String Response from the gateway
descriptor String Gateway descriptor name
tid String From the original transaction
ref1 String From the original transaction
ref2 String From the original transaction
ref3 String From the original transaction
ref4 String From the original transaction
vrfy String This is a sha 256 hash so the data can be verified. To generate hash with sha256 the string of sid;rcode;txid;status;amount;currency;tx_action
error String If an error has occurred, then the status value will equal “EXC” and these parameters will be sent as well. Detailed error will be present only if we receive it from the processing gateway.
error_type String error_type
error_sys String The system that caused the error (client or server)
error_msg String The error message
error_info String Error information that contains the bank message and bank code
error_code String error_code

Supported E-Wallet

Wallet Region Currency
TRUEMONEY Thailand THB
ALIPAY_HK Hong Kong HKD
TNG Malaysia MYR
GCASH Philippines PHP
DANA Indonesia IDR
KAKAOPAY South Korea KRW

PAYOUT PROCESS

PAYOUT PROCESS

<?php
$request['sid']="xx";
$request['rcode']="5c0dff2bf49d68eceab9b173fexxxxxxxxxxa";
$request['postback_url']= " ";
$request['timestamp']='082311';
$request['tid']="20210301f";
//$request['firstname']="John";
//$request['lastname']="Doe";
$request['email']="John@Doe.com";
//$request['mobile']="3300123123";
//$request['country']="US";
$request['currency']="THB";
$request['payeebank']="BBL";
$request['amount'] = '500.00';
$request['account_no']= '621226070xxxxxxxxx8';
$request['receive_name'] = 'TEST';
$request['addinfo'] = '';
$request["hash"] = md5($request["sid"].$request["timestamp"].$request["amount"].$request["currency"].$request["rcode"]);
if(!$curl = curl_init('https://office.paywiser.com/api/v1/index.php/xx/payout')) echo "cURL initialization failure: ".curl_error($curl);
curl_setopt($curl, CURLOPT_POST, 1);
curl_setopt($curl, CURLOPT_POSTFIELDS, http_build_query($request)); curl_setopt($curl, CURLOPT_FOLLOWLOCATION, 0); curl_setopt($curl, CURLOPT_RETURNTRANSFER, 1);
if ( !$response = curl_exec($curl))
echo "cURL execution failure: ".curl_error($curl);
curl_close ($curl);
echo "Response: "; echo "<pre>"; print_r($response); echo "</pre>";

The above command returns JSON structured like this:

{
"sid":"xx",
"status":"PEND",
"parent_txid":"1645415xxxxxxx2",
"txid":"1645415 193xxxxx2",
"tx_action":"CREDIT",
"amount":"500.00",
"currency":"THB",
"tid":"2 0210301f",
"ref1":"",
"ref2":"",
"ref3":"",
"ref4":"",
"comment":"",
"descriptor":"THB PAYOUT",
"error":{
"type":"",
"sys":"",
"msg":"Payout Request InProgress",
"info":"",
"code":""
},
"vrfy":"249e0574e373782bc10fd4c2a2c8ddfa368df042969047d19995ab04d1141695"
}

To process a transaction using txprocess, send parameters with HTTPS POST to https://office.paywiser.com/api/v1/index.php/{sid}/payout.

HTTP Request

POST https://office.paywiser.com/api/v1/index.php/{sid}/payout

Query Parameters

Parameter Required Description
sid Yes Site id (unique identifier for the web site)
tid No Tracking id (must be unique for each transaction)
postback_url Yes The URL of the page used to recieve the TxHandler postback. The response can be read from $_POST array.
redirect_url Yes The URL of the page TxHandler will redirect to after processing. The response can be read as GET parameters.
hash Yes md5 hash of strings concatenation from sid + timestamp + amount + currency + rcode e.g. (in PHP): md5(‘22’.‘1234568995265421’.‘17.00’.‘CNY’.‘222b6c’)
timestamp Yes Format : hhmmss
firstname Yes Frist name of the customer
lastname Yes Last name of the customer
phone Yes 10 to 14 numeric digits
email Yes Email of the requester
mobile No Mobile number
address No Customer address
suburb_city No Customer suburb or city
state No Customer state, 2 digit code for US/Canada
postcode No Customer postcode/zipcode
country No Customer country, ISO 3166 2 digit code
currency Yes 3 digits values : CNY , THB, JPY, MYR etc
amount Yes Payout amount with 2 decimals
account_no Yes Receiver Bank Account Number
receive_name Yes Receiver’s name
payeebank Yes Receiver Bank name
receive_name Yes Receiver’s name
addinfo Yes Other information

Instant Response

Parameter DataType Description
sid String Has the sid where transaction was processed
status String Has the value “OK” for a successful transaction, or “EXC” for a failed transaction.
parrent_txid String Parent transaction id
txid String The transaction ID
tx_action String Default Value - CREDIT
amount String The amount processed.
currency String The currency in which the transaction was processed
comment String Status OK - Payout Request In Progress Status EXC – Reason of Failure
descriptor String Gateway descriptor name
vry String $sid;$rcode;$txid;$status;$amount;$currency;$txaction

Postback Response

Parameter DataType Description
sid String Has the sid where transaction was processed
status String Has the value “OK” for a successful transaction, or “EXC” for a failed transaction.
parrent_txid String Parent transaction id
txid String The transaction ID
tx_action String Tx_action =CREDIT
amount String The amount processed.
currency String The currency in which the transaction was processed
comment String Status OK - Payout Request In Progress Status EXC – Reason of Failure
descriptor String Gateway descriptor name
vrfy String $sid;$rcode;$txid;$status;$amount;$currency;$txaction
tid String From the original transaction
error String If an error has occurred, then the status value will equal “EXC” and these parameters will be sent as well. Detailed error will be present only if we receive it from the processing gateway.
error_type String error_type
error_sys String The system that caused the error (client or server)
error_msg String The error message
error_info String Error information that contains the bank message and bank code
error_code String error_code
vry String $sid;$rcode;$txid;$status;$amount;$currency;$txaction

CHECK BALANCE

CHECK BALANCE

<?php
$url = 'https://uatoffice.paywiser.com/api/v3/sid/xx/balance'; $request['rcode']="5c0dff2bf4xxxxxxxxxxxda8c7a6dca";
$ch = curl_init($url);
curl_setopt($ch, CURLOPT_CUSTOMREQUEST, "POST");
curl_setopt($ch, CURLOPT_POSTFIELDS, json_encode($request, 1)); curl_setopt($ch, CURLOPT_HTTPHEADER, array('Content-Type:application/json')); curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
$post = curl_exec($ch);
$error = curl_errno($ch);
curl_close($ch);
echo "Response: "; echo "<pre>"; print_r($post); echo "</pre>";
echo "Error:"; echo "<pre>"; var_dump($error); echo "</pre>"

The above command returns JSON structured like this:

{
"status":"ok",
"sid":"xx",
"balance":"1870.00",
"currency":"THB"
}

To process a transaction using txshield, send parameters with HTTPS POST via jason format to https://office.paywiser.com/api/v3/sid/{sid}/balance.

HTTP Request

POST https://office.paywiser.com/api/v3/sid/{sid}/balance

Query Parameters

Parameter Required Description
rcode Yes Unique rcode provided by Paywiser

Response

Parameter DataType Description
sid String Has the sid where transaction was processed
status String Has the value “OK” for a successful transaction, or “EXC” for a failed transaction.
balance String Parent transaction id
currency String The currency in which the transaction was processed

CHECK STATUS

CHECK STATUS

<?php
curl -X GET "https://uatoffice.paywiser.com/api/v1/index.php/1645xxxxxxx188/getstatus?hash=363728cb25f62xxxxxc2305 xxxxxx" -H "accept: application/json"

The above command returns JSON structured like this:

{
"tid": "20210302a",
"parent_txid": 164542xxxxxxx88,
"txid": 1645420xxxxxxx188,
"amount": null,
"tx_action": "CREDIT",
"reference": "",
"currency": "THB",
"ref1": "",
"ref2": "",
"ref3": "",
"ref4": "",
"status": "EXC",
"error_msg": "Duplicate Transaction by Tid",
"vrfy": "6cf352f7bc89413a75xxxxxxxx0f376598478701c2d"
}

To process a transaction using txshield, send parameters with HTTPS POST via jason format to https://office.paywiser.com/api/v1/index.php/{ptxid}/getstatus?hash=

HTTP Request

GET https://office.paywiser.com/api/v1/index.php/{ptxid}/getstatus?hash=

Query Parameters

Parameter Required Description
ptxid Yes Parent txid of the transaction
hash Yes md5 hash of strings concatenation from sid + rcode e.g. (in PHP): md5(‘22’.‘222b6c’)

Response

Parameter DataType Description
sid String Has the sid where transaction was processed
status String Has the value “OK” for a successful transaction, or “EXC” for a failed transaction.
parrent_txid String Parent transaction id
txid String The transaction ID
tx_action String Default Value - CREDIT
amount String The amount processed.
currency String The currency in which the transaction was processed
comment String Response from the gateway
reference String Reference
tid String From the original transaction
ref1 String From the original transaction
ref2 String From the original transaction
ref3 String From the original transaction
ref4 String From the original transaction
vrfy String This is a sha 256 hash so the data can be verified to ensure your post back data was not modified. To generate hash with sha256 the string of sid;rcode;txid;status;amount;currency;txaction

Appendix A

Testing Credit Cards

infomation

VISA MASTERCARD Asynchronous Response Postback Response
4111111111111111 5105105105105100 SUCCESS SUCCESS
4532093145083303 5154246427959145 WAIT3D SUCCESS
4012888888881881 5555555555554444 PENDING SUCCESS
4917610000000000 5431111111111228 FAIL FAIL
4444333322221111 5427660064241339 WAIT3D FAIL
4999999999999236 5123459046058920 PENDING FAIL

Appendix B

Payout Bank List (China)

infomation

Bank Code Bank Name
ICBC 工商银行
ABC 中国农业银行
CCB 中国建设银行
CMBCHINA 招商银行
DONGGUANBANK 东莞银行
SDB 深圳发展银行
BCCB 北京银行
ECITIC 中信银行
CEB 光大银行
BOCO 交通银行
BOC 中国银行
HXB 华夏银行
POST 中国邮政储蓄银行
SPDB 浦发银行
SHB 上海银行
CMBC 民生银行
CGB 广发银行
CIB 兴业银行
PAB 平安银行
HZB 杭州银行
NBCB 宁波银行
BSB 包商银行
JSBCHINA 江苏银行
GDNYBANK 广东南粤
GZCB 广州银行
CRBANK 珠海华润
CZBANK 浙商银行
HAINANBANK 海南农信社
BRCB 北京农商行
DBS 星展银行
CZBANK 浙商银行
JJCCB 九江银行
NJCB 南京银行

Appendix C

Payout Bank List (Japan)

infomation

Bank Code Bank Name
3283 Japan Post Bank
3284 Okinawa Kaiho Bank
3285 Minami Nippon Bank
3286 Miyazaki Taiyo Bank
3287 Howa Bank
3288 Kumamoto Bank
3289 Nagasaki Bank
3290 Saga Kyoei Bank
3291 Fukuoka Chuo Bank
3292 Kochi Bank
3293 Ehime Bank
3294 Kagawa Bank
3295 Tokushima Bank
3296 Saikyo Bank
3297 Momiji Bank
3298 Tomato Bank
3299 Shimane Bank
3300 Minato Bank
3301 Taisho Bank
3302 Daisan Bank
3303 Chukyo Bank
3304 Nagoya Bank
3305 Aichi Bank
3306 Shizuoka Chuo Bank
3307 Fukuho Bank
3308 First Bank of Toyama
3309 Nagano Bank
3310 Taiko Bank
3311 Kanagawa Bank
3312 Tokyo Star Bank
3313 Higashi-Nippon Bank
3314 Keiyo Bank
3315 Tochigi Bank
3316 Towa Bank
3317 Daito Bank
3318 Fukushima Bank
3319 Sendai Bank
3320 Kita-Nippon Bank
3321 Kirayaka Bank
3322 North Pacific Bank
3323 SBJ Bank
3324 Deutsche Bank
3325 The Hongkong and Shanghai Banking Corporation Limited
3326 Bank of America Corporation
3327 JPMorgan Chase Bank
3328 Citibank
3329 Aozora Bank
3330 Shinsei Bank
3331 Kitakyushu Bank
3332 Nishi Nihon City Bank
3333 Okinawa Bank
3334 Ryukyu Bank
3335 Kagoshima Bank
3336 Miyazaki Bank
3337 Oita Bank
3338 Higo Bank
3339 Shinwa Bank
3340 Jyuhachi Bank
3341 Saga Bank
3342 Chikubo Bank
3343 Fukuoka Bank
3344 Shikoku Bank
3345 Iyo Bank
3346 Hyaku Jyushi Bank
3347 Awa Bank
3348 Yamaguchi Bank
3349 Hiroshima Bank
3350 China Bank
3351 Sanin Goudou Bank
3352 Tottori Bank
3353 Tajima Bank
3354 Kiyou Bank
3355 Nanto Bank
3356 Ikeda Senshu Bank
3357 Kansai Mirai Bank
3358 Kyoto Bank
3359 Shiga Bank
3360 Hyakugo banks
3361 Mie Bank
3362 Juroku banks
3363 Oogaki Kyoritsu Bank
3364 Shimizu Bank
3365 Suruga Bank
3366 Shizuoka Bank
3367 Fukui Bank
3368 Hokkoku Bank
3369 Toyama Bank
3370 Hokuriku Bank
3371 Hachijuni banks
3372 Yamanashi Chuo Bank
3373 Hokuetsu Bank
3374 Daishi Bank
3375 Yokohama Bank
3376 Kiraboshi Bank
3377 Chiba Kogyo Bank
3378 Chiba Bank
3379 Musashino Bank
3380 Tsukuba Bank
3381 Jouyou Bank
3382 Ashikaga Bank
3383 Gunma Bank
3384 Touhou Bank
3385 77 Bank
3386 Tohoku Bank
3387 Iwate Bank
3388 Yamagata Bank
3389 Shonai Bank
3390 Hokuto Bank
3391 Akita Bank
3392 Michinoku Bank
3393 Aomori Bank
3394 Hokkaido Bank
3395 Lawson Bank
3396 Daiwa Next Bank
3397 Aeon Bank
3398 Jibun Bank
3399 Sumishin SBI Net Bank
3400 Rakuten Bank
3401 Sony Bank
3402 Seven Bank
3403 PayPay Bank (The Japan Net Bank)
3404 Saitama Resona Bank
3405 Resona Bank
3406 Sumitomo Mitsui Banking Corporation
3407 Mitsubishi UFJ Bank
3408 Mizuho Bank
3540 The Oita Mirai Shinkin Bank
3541 The Hiroshima Shinkin Bank
3862 Abashiri Shinkin bank
3863 Abukuma Shinkin bank
3864 Aichi Doctor’s Credit Cooperative
3865 Aichi Shinkin bank
3866 Aichi Shogin
3867 Amagasaki Shinkin Bank
3868 Kyoto Chuo Shinkin Bank
3869 Mitsubishi UFJ Trust and Banking Corporation
3870 SMBC Trust Bank Ltd.
3871 Tama Shinkin bank
3872 The Kyoto Shinkin Bank
3975 Osaka Shinkin Bank

Appendix D

Payout Bank List (Thailand)

infomation

Bank Code Bank Name
SCB (Siam Commercial Bank)泰国汇商银行
BAAC Bank for Agriculture and Agricultural Cooperatives(泰国农业合作社银行)
BAY Bank of Ayudhya(大城银行)
BBL Bangkok Bank(曼谷银行)
CIMB Commerce International Merchant Bank(联昌国际银行)
CITI Citibank(花旗银行)
DB Deutsche Bank AG(德意志银行)
GHB Government Housing Bank(泰国政府住房银行)
GSB Government Saving Bank(政府储蓄银行)
HSBC The Hongkong and Shanghai Banking Corporation(汇丰银行)
ICBC INDUSTRIAL AND COMMERCIAL BANK OF CHINA(中国工商银行)
ISBT Iowa State Bank and Trust Company(爱荷华州银行)
KBANK Kasikorn Bank(泰华农民银行)
KK Kiatnakin Bank
KTB Krung Thai Bank(泰京銀行)
LHBANK Land and Houses Bank
MHCB Mizuho Corporate Bank
SCBT Standard chartered Bank(渣打银行)
SMBC Sumitomo Mitsui Banking Corporation(三井住友银行)
TBANK Thanachartbank( 泰纳昌银行)
TCRB Thai Credit Retail Bank(泰国信贷银行)
TMB TMB Bank Public Company Limited(泰军人银行)
TSCO TISCO Bank Public Company Limited( 铁士古银行)
UOB (United Overseas Bank (Thai) Public Company Limited( 大华银行)